KIVA を使って実現できるか？ソーシャルビジネス ネパール孤児院運営のエンパワーメント支援について

以前から日記で書いてきたRainbow Children Home in Nepalの
事業を始めるために、以下の資金が必要だという。
今後、日本でもファンドレイジング（本来は寄付集め的でこの表現は僕にとっては望ましいとは言えない。ビジネスライクに「出資を募」る、と言いたいが、まだリターンがどれほど出るかなぞは不明なので、「寄付」の要素が強く、ここでは「ファンドレイジング」とした）を進めて行きたいが、KIVA（http://kivajapan.jp/,http://www.kiva.org/）のマイクロファイナンスを利用する事はできないだろうか？？問い合わせをする予定だ。

事業計画の詳細については、このページの後半に一部別途掲載します。
以下は、今僕の支援しているソーシャルビジネスの目的及びプランの概要で、あるサイトへの書き込みです。

「私は、アジアの途上国（ネパール）の孤児院支援をしていますが、その孤児院は、一夫多妻制で夫に見捨てられた貧しい女性たちや幼児結婚のために十分な教育機会のなかった女性たちのエンパワーメントのため、寄付に頼らず、ハンドクラフトやレストランの開業、またマイクロファイナンス等の社会起業によって経済的自立を目指しています。私は日本から、彼女らに経済的自立の支援と、教育機会に恵まれない彼女たちの子供たちに、教育機会を提供するシステムを創造したいと考えています。ですが、現在始めようとしているハンドクラフト事業へのファイナンシングで困っている状態です。」

以下は、事業開始の必要資金の概要（暫定）です。

Estimated Investment for starting the handicraft project
S.N. PARTICULARS AMOUNT
01. Land (in Lease for 1Years) 50000.00
02. Civil Works (Workshop 3 rooms & office) 500000.00
03. Sewing Machine 3 50000.00
04. Craft Machine 3 40000.00
05. Over luck and inter luck machine 2 30000.00
06. Equipment, Furniture, and Raw Material 250000.00
07. Training for employees (3 Months Course) 50000.00
08. Generator for power supply 90000.00
09. Staff Salaries- 10 staffs 70000.00
10. Miscellaneous 30000.00
Total 1160000.00
In dollar 16111.11 (Exchange rate is 72 Nepalese Rupees of 1 US Dollar)

つまり、全体で$16,000強の資金が必要との事。
現地のマイクロファイナンス機関は多数あるそうだが、実際に事業を始めて収益がでないと、彼らは貸し出ししない事が多いのだそうだ。（僕自身がネパールのMF機関に要確認）

• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • Project Name : Rainbow Handicraft Project

Project Managed by : Rainbow Children Home Nepal
Beneficiaries : Helpless, socially oppressed, divorced, widow and poor women of
Nepal and Rainbow Children Home Organization
Project Location : Dihiko Patan, Lakeside Pokhara-6, (Near by Rainbow Home)
Overview
Throughout history and in many societies including Nepal, gender inequality was part of an
accepted male-dominated culture. Atrocities and discrimination are the two major problems,
which the Nepalese women face in the present day society. The traditional mentalities of Nepal
assume that the place of women is mainly concentrated to the household activities like kitchen
work and upbringing of the children. They have been considered as the sex object and inferior to
the men in different spheres of knowledge. The Polygamy System', 'Child Marriage', 'Dowry
System', etc. have been some form of atrocities and discriminatory attitudes against the women.
Even after fifty nine years of democracy, women are still one of the most powerless and
marginalized section of Nepali society. In Nepal, women’s representation in public leadership is
very low in comparison to the other developing countries.
In our country many men have
been living in two marriages,
because Hindu accepts
polygamy system where the
husband has more than two
wives. So, many husbands have
two wives and neglect their first
wife and their children, due to
this reason many children are
helpless and many of them are
in street. So, if we are able to
make women independent
through giving them work and
making them financially strong,
we hope maximum numbers of
the children will get support from their mother.
Nepalese women are the most deprived and neglected group of society. They face discrimination at
every field like at home, at office, at work, in law and in society. They have less access to healthy
nutrition and to health education. This could be one of the causes of the low life expectation for
Nepalese women (53.9 years, compared to 56.1 years of Men).
In almost all Nepalese societies gender is significant of social stratification Men’s roles are generally
more highly valued and rewarded then women’s roles: in almost every family woman bear the primary
responsibility for child care and domestic work, while men have traditionally borne responsibility for
providing the family livelihood. It is said that the prevailing division of labour between the sexes has
led to men and women assuming unequal positions in terms of power, prestige and wealth.
Because of the lack of sufficient financial condition Nepali women were victims of domestic violence,
forceful marriage, marriages with big age differences, physical and sexual violence. Many girls are
trafficked for sex workers and many are in prostitute business for earning their daily bread. So, we are
able to establish a small industry and able to give a secure job for them - at least few girls life will be
better, few children will get shelter, food and education, few women will get family life and few lives
will be saved through our small handicraft project
1
Handicrafts in Nepal
The term “handicraft” encompasses a wide range of
artifacts. The informal sector, which includes handicrafts,
has been described by International Labour Organization
(ILO) as a part of economic activity characterized by
certain features like reliance on local available resources
and skills, family ownership, small scale operations, and
labour intensity.
Handicraft was first introduced in Nepal with the
financial and technical support of UNICEF with the
objective to
meet the
marketing
requirements of handicraft producers who are mainly
women and operating on a very small scale, usually
from their homes.
There are many kinds of handicraft production in
Nepal, some of them are Nepali Paper, Rice Paper,
Bamboo Crafts, Dhaka Clothes, paper envelope,
greeting cards, handbag, money bag, wallet, mobile
cover, paper plate, water bottle cover and many more.
Nepali Paper Production
Production of rice paper (Nepali Paper) from LOKTA
for greeting cards and other items began in 1981 as a
strategy for community development. It has since been
developed and expanded by Government of Nepal in
the various places, the main objective of this kind of
project runs for developing the lower and middle class
people whose income is
below than the average.
Handicraft project
counts as small
industries in Nepal.
Raw Material is available in spring and autumn, upland villagers
collect and dry the inner bark of LOKTA, we will purchase the
bark. Using traditional paper-making methods, we can transform
the bark into sheets of textured paper, which is called rice paper
or Nepali Paper. It is famous in Nepal for governmental official
use and famous in tourist places. We can make greeting cards,
visiting cards, business cards, calendars, diary, blank papers, print
papers, art papers and many more from this Nepali (Rice) paper.
2
Dhaka Cloth Production
Dhaka Cloth is popular and traditional clothing in Nepal. We can get
Dhaka cloth from market as a raw material and we can make many
small items from it like, wallet, purse, dancing costume, pencil box,
and make up kit, small bag and many more. Dhaka is mainly used in
men’s caps (TOPI), the traditional blouse worn by women
(CHAUBANDI CHOLO), and shawls. Nowadays people are making
different things from Dhaka cloth like, bags, table cloth, money
purse, photo album, photo frame and many more.
Dhaka weaving creates geometric designs woven into plain
background cloth. Artisans use looms of wood and bamboo in this
laborious work.
Dhaka cloth is one of the handloom fabrics, which is gaining more and
more popularity among buyers, at present, is Dhaka shawl and cloths.
Dhaka cloths are an intricate art in traditional hand weaving that has
been preserved in Nepal and is
valued for its artful handwork in
natural fibers. This traditional
pattern weaving is done on wood
and bamboo treadle looms by
Limbu and Rai women of eastern hill area of Nepal. The
stripes of mercerized sewing cotton with their intricate
colorful stranded cotton patterns are used in this weaving.
Each weaving is unique at every change of shade. We can
make many souvenir items from Dhaka cloths.